Are you a member of Hawaiian Financial Federal Credit Union?
Do you work for one of the many businesses that partners with Hawaiian Financial Federal Credit Union? If so, INPAC Wealth Solutions is proud to provide you with complimentary financial planning and wellness services to help you and your family pursue your goals.
“How do I know when I’m ready to retire?”
“What options do I have with my 401(k) plan?”
“How do I take advantage of the benefits available to me?”
Our team helps you answer these types of questions and plan for the future with tailored advice about your company benefits and investment options. Our partnership with HIFICU provides us with unique insight regarding your options and benefits, which we personalize to address our objectives.
Financial planning can help you pursue your goals.
Financial planning increases the likelihood that you will achieve your goals. Even though no one can predict the future, your financial plan helps you know the decisions you need to make today so you can pursue the dreams you have for tomorrow.
The first step in establishing a financial plan is understanding your financial and lifestyle objectives—these will be the foundation of your customized plan. As we get to know you on a personal level, we’ll design a road map that incorporates the strategies you need to make progress toward your goals.
Everyone’s retirement number is different.
You can borrow money to go to college and buy a home, but you can’t borrow for retirement, which is why it’s so important to save enough for this milestone. While it’s never too late to start planning for retirement, the sooner you start the better.
At INPAC, we design a plan to help you increase your savings and access those funds in retirement with long-term sustainability in mind. We help you consider and plan for your potential income sources, anticipated spending needs, healthcare costs, long-term care planning and non-financial components, such as how you will spend your time and where you will live.
Optimize the options available to you.
Whether you work at Hawaiian Telcom, Hawaiian Airlines, Board of Water Supply, Times, Macys, or one of the other hundreds of companies that partner with HIFICU, you have access to a competitive benefits package that offers retirement savings, as well as insurance protection.
But you’ll need to determine which options are the best fit for you and your family. With so many options to choose from, it can quickly become overwhelming. The team at INPAC is here to help you make these important decisions.
Saving enough is the first step. Investing properly is the second.
Your 401(k) plan makes it easy to save a portion of your paycheck for retirement. But beyond saving, a crucial part of retirement planning is investing. You get to decide how to invest your 401(k) funds, but if you don’t know what you’re doing, those decisions can be daunting.
At INPAC, our team educates you on different types of investments, such as stocks, bonds, mutual funds, ETFs, and more, to help you determine which investments are most suitable for you. By learning about your needs and goals, we can help you increase the funds in your 401(k) plan so they’re helping you pursue your vision for the future.